Category : Parent Insurance

Parent Insurance is a must, with a large number of NRIs working and earning a living abroad, a constant need for such individuals is to have insurance policies that protect their families and parents in India. The Parent Insurance protection plans also called as term plans are available for investment and savings even for NRIs.

Term insurance provides the option to take a high cover. For example, if the annual income is Rs. 5 lakhs, it is possible to take a cover-up to Rs. 50 lakhs.

Protection plans usually have a lower premium when compared to other types of insurance policies.

The term plans provide tax savings under the Income Tax act 1961, under section 80C. The plans that cover critical illness provide additional tax benefits under section 80D.

There are term policies that have good features that cover critical illness for a small additional premium.

The insurance company pays your future premiums in case of total and permanent disability.

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