Safest and high Return Insurance- An Overview

Safest and high Return Insurance- An Overview

September 1, 2019 7:42 am,

In this article, we have considered some of the Safest and high Return Insurance policies form HDFCLife one of the most trusted Insurance Companies. Each policy has been explained clearly. Undoubtedly, this helps an individual in choosing the best policy for the highest returns.

Let us consider some of the Safest and high Return Insurance.

1.HDFCLife Super Income Plan

This is one of the best policies offered by HDFCLife. The name of the policy holds true to the benefits it offers. Hence, HDFCLife Super Income Plan is a participating regular money back policy plan in India with guaranteed benefits along with bonuses to plan your investment needs. So, this money-back policy offers guaranteed income for a period of 8 to 15 years. This is ideal for individuals who need a regular income at their disposal so that they don’t have to worry about future expenses and fulfil their financial goals uninterrupted.

Let us see some of the features of this policy.

  • Limited Premium paying term
  • Guaranteed income every year for a period of 8,10,12 or 15 years
  • Financial protection against the untimely demise
  • Hassle-free Insurance
  • Tax benefits

2. HDFCLIfe Sampoorn Samridhi Plus

HDCFLife Sampoorn Samridhi Plus is traditional with profit Plan along with Life insurance coverage. This has the option to extend the life coverage up to 100 years as well. This plan also offers the policy term between 15 and 40 years. This plan provides bonuses starting from the first year itself.

Below are some of the unique features that the policy offers.

  • This is a saving cum protection plan.
  • Accident and Death benefits.
  • High sum assured rebate
  • Tax benefits

3. HDFCLife Sanchay Plus Plan:

This is one of the best Non participating, non linked savings insurance plan that offers guaranteed returns for you and for your family.

Lets us find the benefits of this plan:

  • Life long Income option
  • Guaranteed Income option
  • Long term income option
  • Death benefits
  • Tax savings

4. HDFCLife Click2Protect 3D Plus.

4.HDFC Life Click2Protect 3D plus term plan is a non-linked, non-participating term insurance plan that provides comprehensive protection at an affordable price.

This plan provides:

  • Comprehensive coverage for life long protection including 3D – Death, Disease or Disability
  • Customization of the plan with 9 different options
  • Flexibility to choose the policy and premium payment terms
  • Increased insurance coverage without medicals for certain types of options
  • Flexibility to increase coverage every year through the top-up option
  • Special premium rates for female individuals
  • Tax benefits

5.HdfcLife Capital Shied:

This plan offers High Returns. This is investment cum Insurance plan. Your money will be invested in Equity and debt. The allocation of your money to debt fund shall systematically increase over time and protects your capital

Some of the features of this plan are:

  • Protect your investment from market risks with an assured maturity Benefit
  • Pay premiums only once or for a limited period of 5 years.
  • Get increasing loyalty additions to boost the fund value
  • Stay protected during the entire policy term with life insurance cover.
  • Death benefit
  • Tax exemption

6. HDFCLife Click to wealth:

HDFC Life Click 2 Wealth is a Unit Linked, Non-Participating, Life Insurance plan. This plan offers market-linked returns and provides valuable financial protection for you and your family.

Features of this plan are:

  • Plan for retirement with Golden Year benefits option.
  • Safeguard the wealth created.
  • Potential f benefitting from market-linked returns
  • Secure your families future with a premium waiver option
  • Tax benefits

So, this article throws light on some of the safest and high return Insurance policies. Each Policy is explained in detail. This article truly helps you with the best possible ways to understand more about policies.

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